Mandy Kelly has been part of Everywhen (previously known as Towergate Insurance) for nearly 24 years, bringing deep expertise and a genuine passion for supporting the haulage industry across Scotland. She specialises in managing full insurance portfolios for hauliers, covering everything from Fleet Insurance to complex liability risks, with tailored cover and practical risk management advice.

Known for her long-standing client relationships and down-to-earth approach, Mandy is a trusted partner to businesses navigating the challenges of commercial insurance. Her commitment to service and industry insight continues to play a key role in strengthening Everywhen’s reputation as a leading provider of insurance solutions for the transport sector.